Civ. Code, § 1785.19 · Chapter 2. Obligations of Consumer Credit Reporting Agencies
Civ. Code, § 1785.19
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) In addition to any other remedy provided by law, a consumer may bring an action for a civil penalty, not to exceed two thousand five hundred dollars ($2,500), against any of the following:
(1) A person who knowingly and willfully obtains access to a file other than as provided in Section 1785.11.
(2) Any person who knowingly and willfully obtains data from a file other than as provided in Section 1785.11.
(3) A person who uses the data received from a file in a manner contrary to an agreement with the consumer credit reporting agency.
Such an action may also be brought by the person or entity responsible for the file accessed. This remedy is in addition to any other remedy which may exist.
(b) If a plaintiff prevails in an action under subdivision (a) he or she shall be awarded the civil penalty, costs, and reasonable attorney fees.
Notes and commentary — not statutory text
History
Added by Stats. 1990, Ch. 842, Sec. 2.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=1785.19.
- Text hash
- sha256 c66662672504217d6435f36a6435b8e00b247e3635a036f9b3cfdb83a18f71c7
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Cited by 1 provision
Provisions in this library whose text cites Civ. Code, § 1785.19. Each shows the citation as that text prints it.
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.