Civ. Code, § 1785.20.6 · Chapter 3. Requirements on Users of Consumer Credit Reports
Civ. Code, § 1785.20.6
Verbatim from the official edition
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
A person who uses a consumer credit report in connection with a credit transaction shall not use a medical debt listed on the report as a negative factor when making a credit decision.
Notes and commentary — not statutory text
History
Added by Stats. 2024, Ch. 520, Sec. 3. (SB 1061) Effective January 1, 2025.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=1785.20.6.
- Text hash
- sha256 72a639be354dfae375ee1ab3494894077a1d4453e728c7edad9351e5a2bcf0b4
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.