Civ. Code, § 1788.205 · Title 1.6C.15. Private Student Loan Collections Reform Act
Civ. Code, § 1788.205
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
In an action brought by a private education lender or private education loan collector to collect a private education loan:
(a) The complaint shall allege all of the following:
(1) The information required by paragraphs (1) to (11), inclusive, of subdivision (a) of Section 1788.202.
(2) That the applicable statute of limitations has not expired.
(3) That the plaintiff has complied with Section 1788.202.
(b) Copies of the documents required by paragraphs (12) to (14), inclusive, of subdivision (a) of Section 1788.202 shall be attached to the complaint.
(c) The requirements of this title shall not be deemed to require the disclosure in public records of personal, financial, or medical information, the confidentiality of which is protected by any state or federal law.
(d) This section does not apply to a plaintiff that attaches to the complaint a declaration or affidavit pursuant to Section 2015.5 of the Code of Civil Procedure that is signed by a natural person and states all of the following:
(1) That the plaintiff is an exempt entity.
(2) The category in subdivision (a) of Section 1420 of the Financial Code under which the plaintiff falls.
(3) The name and title of the signer.
(4) That the signer has been authorized by the entity to make the affidavit or declaration.
Notes and commentary — not statutory text
History
Added by Stats. 2021, Ch. 559, Sec. 1. (AB 424) Effective January 1, 2022. Operative July 1, 2022, pursuant to Section 1788.211.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=1788.205.
- Text hash
- sha256 448d0e10ee1020a6f8752c074bddc64cdf3d3afdbc711fd15381aab9cf6e30cd
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
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