Civ. Code, § 2924.9 · Article 1. Mortgages in General
Civ. Code, § 2924.9
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) Unless a borrower has previously exhausted the first lien loan modification process offered by, or through, his or her mortgage servicer described in Section 2923.6, within five business days after recording a notice of default pursuant to Section 2924, a mortgage servicer that offers one or more foreclosure prevention alternatives shall send a written communication to the borrower that includes all of the following information:
(1) That the borrower may be evaluated for a foreclosure prevention alternative or, if applicable, foreclosure prevention alternatives.
(2) Whether an application is required to be submitted by the borrower in order to be considered for a foreclosure prevention alternative.
(3) The means and process by which a borrower may obtain an application for a foreclosure prevention alternative.
(b) This section shall not apply to entities described in subdivision (b) of Section 2924.18.
(c) This section shall apply only to mortgages or deeds of trust described in Section 2924.15.
Notes and commentary — not statutory text
History
Added by Stats. 2018, Ch. 404, Sec. 12. (SB 818) Effective January 1, 2019.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=2924.9.
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- sha256 357cb19ef036c747c65ad835d1921a8cb30a08a4ffe6075d95a7a81b40c8d763
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- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Cited by 4 provisions
Provisions in this library whose text cites Civ. Code, § 2924.9. Each shows the citation as that text prints it.
Civil Code
- Civ. Code, § 2920.5Printed as Sections 2923.4, 2923.5, 2923.55, 2923.6, 2923.7, 2924.9, 2924.10, 2924.11, 2924.18, and 2924.19
- Civ. Code, § 2924.12Printed as Section 2923.55, 2923.6, 2923.7, 2924.9, 2924.10, 2924.11, or 2924.17
- Civ. Code, § 2924.15Printed as Sections 2923.5, 2923.55, 2923.6, 2923.7, 2924.9, 2924.10, 2924.11, and 2924.18
- Civ. Code, § 2924.18Printed as Sections 2923.55, 2923.6, 2923.7, 2924.9, 2924.10, 2924.11, and 2924.12
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.