Civ. Code, § 3273.29 · Title 19.1. Mortgage Forbearance Act
Civ. Code, § 3273.29
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) It is the intent of the Legislature that a mortgage servicer offer a borrower forbearance that is consistent with the mortgage servicer’s contractual or other authority. Nothing in this title requires a mortgage servicer to take any action that would require the mortgage servicer to breach the terms of an existing contract with the investor that owns or insures the residential mortgage loan.
(b) It is the intent that this title not apply to servicing guidelines that are unrelated to disaster-related forbearance relief.
Notes and commentary — not statutory text
History
Added by Stats. 2025, Ch. 128, Sec. 1. (AB 238) Effective September 22, 2025.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=3273.29.
- Text hash
- sha256 220a7eac1d02916b8e097f6f9421e32c1d961bdaf19e9adcec4d7d084e2ca992
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.