Ins. Code, § 10120.41 · Article 1. General Provisions
Ins. Code, § 10120.41
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) For purposes of this section, the following definitions shall apply:
(1) “Dental waiting period provision” means a health insurance policy provision that limits coverage for a specified period of time following an insured’s effective date of coverage.
(2) “Health insurer” means an insurer that issues, sells, renews, or offers a policy of health insurance, as defined in subdivision (b) of Section 106, covering dental services, including a specialized health insurance policy covering dental services, as defined in subdivision (c) of Section 106.
(3) “Preexisting condition provision” means a policy provision that excludes or limits coverage for services, charges, or expenses incurred following an insured’s effective date of coverage for a condition for which dental services, diagnosis, care, or treatment was recommended or received preceding the effective date of coverage.
(b) On and after January 1, 2025, a health insurer shall not issue, sell, renew, or offer a policy that imposes a dental waiting period provision in a large group dental insurance policy or preexisting condition provision upon an insured for any dental insurance policy.
(c) This section does not apply to Medi-Cal dental managed care contracts authorized under Chapter 7 (commencing with Section 14000) and Chapter 8 (commencing with Section 14200) of Part 3 of Division 9 of the Welfare and Institutions Code.
Notes and commentary — not statutory text
History
Added by Stats. 2023, Ch. 557, Sec. 4. (AB 1048) Effective January 1, 2024.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=10120.41.
- Text hash
- sha256 44851cc2336b87be81fb5a787f34b604d9a695c2b07a9dafcb805ead0056b0c5
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Insurance Code
Welfare and Institutions Code
- Welf. & Inst. Code, div. 9, pt. 3, ch. 7Basic Health CarePrinted as Chapter 7 (commencing with Section 14000) … of the Welfare and Institutions Code
- Welf. & Inst. Code, div. 9, pt. 3, ch. 8Prepaid PlansPrinted as Chapter 8 (commencing with Section 14200) of Part 3 of Division 9 of the Welfare and Institutions Code
Cited by 2 provisions
Provisions in this library whose text cites Ins. Code, § 10120.41. Each shows the citation as that text prints it.
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