Ins. Code, § 122 · Chapter 1. Classes of Insurance
Ins. Code, § 122
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) An insurer admitted for all the classes of insurance defined in Sections 102, 107, 108, 112, and 120 is authorized, in addition to the underwriting powers granted by such classes, to include any and all insurance described in paragraph (b) in a policy which contains fire coverage written on a form complying with either Section 2070 or 2071 and which provides insurance covering only noncommercial risks and covering either residence properties (not more extensive than a four-family dwelling) and appurtenances, or the contents thereof other than merchandise, or both.
(b) Such insurance is any or all insurance against all risks of physical loss of, damage to, or personal liability (except workers’ compensation) for injury to person or damage to property incident to, any or all of the following:
(1) The location described and property covered by the fire insurance policy as described in subdivision (a),
(2) Personal effects,
(3) Boats not over 16 feet in length (including furnishings, equipment, outboard motors, and trailers); provided the physical loss or damage coverage does not exceed five hundred dollars ($500),
(4) Personal property intended primarily for residential or recreational use, (excluding boats except as provided above),
(5) Farm implements or self-propelled vehicles, excluding automobiles and aircraft, and,
(6) Horses, including accouterments and vehicles or implements to be drawn thereby.
Notes and commentary — not statutory text
History
Amended by Stats. 2018, Ch. 231, Sec. 4. (AB 2045) Effective January 1, 2019.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=122.
- Text hash
- sha256 8577267c35d7361759450139f073e4d1919353038e464c41ec7702c34c92294a
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Insurance Code
- Ins. Code, § 102Printed as Sections 102, 107, 108, 112, and 120
- Ins. Code, § 107Printed as Sections 102, 107, 108, 112, and 120
- Ins. Code, § 108Printed as Sections 102, 107, 108, 112, and 120
- Ins. Code, § 112Printed as Sections 102, 107, 108, 112, and 120
- Ins. Code, § 120Printed as Sections 102, 107, 108, 112, and 120
- Ins. Code, § 2070Printed as Section 2070 or 2071
- Ins. Code, § 2071Printed as Section 2070 or 2071
Cited by 3 provisions
Provisions in this library whose text cites Ins. Code, § 122. Each shows the citation as that text prints it.
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.