Ins. Code, § 929 · Article 10.4. Wildfire Risk Information Reporting
Ins. Code, § 929
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) (1) On or before April 1, 2020, and every two years thereafter, an admitted insurer with written California premiums totaling ten million dollars ($10,000,000) or more shall submit a report to the commissioner on its residential property experience data for the previous two years for policies written in California.
(2) The premium threshold for reporting shall be increased to twelve million dollars ($12,000,000) for the reports due on April 1, 2026, and shall thereafter be increased every five years by 20 percent of the threshold amount required in the year immediately preceding the increase.
(3) Reports filed on April 1, 2020, shall include data from calendar years 2018 and 2019. Subsequent reports shall likewise include data from the two calendar years immediately preceding the year in which the report is due.
(b) The commissioner may specify, by bulletin, the manner of submission and format of the report required pursuant to subdivision (a). The report shall include the following information reported by individual policy:
(1) Fire- or wildfire-incurred losses, if any, reported by property coverage category and the date of the loss.
(2) The public protection class or its equivalent, if utilized by the insurer.
(3) The specific numerical or other fire risk score and source of fire risk score, if applicable.
(4) Premium.
(5) ZIP Code.
(c) If the commissioner issues a bulletin pursuant to subdivision (b), the initial bulletin shall be posted to the department’s Internet Web site on or before May 1, 2019. Any updated bulletin shall be posted no less than two months before the date that the insurer’s report in which the changes are required is due.
(d) An insurance holding company system, as defined in subdivision (e) of Section 1215, may submit a consolidated report of the information required by this section for all insurers comprising the holding company system.
(e) For the purposes of this section, “policy of residential property insurance” has the meaning described in subdivision (a) of Section 10087.
Notes and commentary — not statutory text
History
Added by Stats. 2018, Ch. 616, Sec. 3. (SB 824) Effective January 1, 2019.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=929.
- Text hash
- sha256 29b5c6e21f3d785f7a7aa28fde9c1d71fcb717b59de908d228552b3e50eabb59
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- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
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