Banking Law § 735 · Article 14-B. Buy-now-pay-later Lenders
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Text — Law content up to date as of January 9, 2026, as published by the New York State Senate (Open Legislation)
* § 735. Short title. This article shall be known and may be cited as the "buy-now-pay-later act".
* NB Effective upon the one hundred eightieth day after the promulgation of rules and/or regulations by the department of financial services to effectuate certain provisions (see Ch. 58 of 2025, Part Y, § 13)
Source of truth
- Edition
- Law content up to date as of January 9, 2026, as published by the New York State Senate (Open Legislation)
- Official file
- https://legislation.nysenate.gov/pdf/laws/BNK735
- Text hash
- sha256 7886eeb5d1ecdf5971b07d374a314a17040daf5574b650e45a37ae8d3dae3db0
- Composed by
- gen_ny_statutes.py 2026-11-10: the Senate's Open Legislation law tree (GET /api/3/laws/<ID>?full=true) read in document order; the Senate's PDF of the whole law (GET /pdf/laws/<ID>?full=true), read with PDFium, prints the same words in the same order
- The Senate's note "Effective upon the one hundred eightieth day after the promulgation of rules and/or regulations by the department of financial services to effectuate certain provisions (see Ch. 58 of 2025, Part Y, § 13)": the text's effect turns on a condition, not a date; each text is printed.
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.