Penal Law § 176.20 · Article 176. Insurance Fraud
Insurance fraud in the third degree
Verbatim from the official edition
Text — Law content up to date as of October 23, 2026, as published by the New York State Senate (Open Legislation)
§ 176.20 Insurance fraud in the third degree.
A person is guilty of insurance fraud in the third degree when he commits a fraudulent insurance act and thereby wrongfully takes, obtains or withholds, or attempts to wrongfully take, obtain or withhold property with a value in excess of three thousand dollars.
Insurance fraud in the third degree is a class D felony.
Source of truth
- Edition
- Law content up to date as of October 23, 2026, as published by the New York State Senate (Open Legislation)
- Official file
- https://legislation.nysenate.gov/pdf/laws/PEN176.20
- Text hash
- sha256 e906c4afb800cd5a3e81199b8fb78ac658000d3e8f4bccdb7bf3fcb9821fb05e
- Composed by
- gen_ny_statutes.py 2026-11-10: the Senate's Open Legislation law tree (GET /api/3/laws/<ID>?full=true) read in document order; the Senate's PDF of the whole law (GET /pdf/laws/<ID>?full=true), read with PDFium, prints the same words in the same order
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.