Vehicle and Traffic Law § 348 · Article 7. Motor Vehicle Safety Responsibility Act
Article not to affect other policies
Text — Law content up to date as of October 30, 2026, as published by the New York State Senate (Open Legislation)
§ 348. Article not to affect other policies. (a) This article shall not be held to apply to or affect policies of automobile insurance against liability which may now or hereafter be required by any other law of this state, and such policies, if endorsed to conform to the requirements of this article shall be accepted as proof of financial responsibility when required under this article.
(b) This article shall not be held to apply to or affect policies insuring solely the insured named in the policy against liability resulting from the maintenance, or use by persons in the insured's employ or in his behalf of motor vehicles not owned by the insured.
Source of truth
- Edition
- Law content up to date as of October 30, 2026, as published by the New York State Senate (Open Legislation)
- Official file
- https://legislation.nysenate.gov/pdf/laws/VAT348
- Text hash
- sha256 b556d5861733972f47700f8ff3fa05c81e7fec8f04cf09571112363eaeaf239b
- Composed by
- gen_ny_statutes.py 2026-11-10: the Senate's Open Legislation law tree (GET /api/3/laws/<ID>?full=true) read in document order; the Senate's PDF of the whole law (GET /pdf/laws/<ID>?full=true), read with PDFium, prints the same words in the same order
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.