Tex. Fin. Code § 346.202 · Subchapter C. CREDITOR'S DUTIES AND AUTHORITY
AMOUNTS AUTHORIZED TO BE RECOVERED FROM CUSTOMER.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) A creditor may recover from a customer amounts incurred by the creditor for:
(1) court costs;
(2) attorney's fees assessed by a court;
(3) a fee authorized by law for filing or recording in a public office a document securing a revolving credit account, including a document releasing a security interest;
(4) a fee for recording a lien on or transferring a certificate of title to a motor vehicle securing a revolving credit account;
(5) a reasonable amount spent for repossessing, storing, preparing for sale, or selling collateral; or
(6) a premium or an identifiable charge received in connection with sale of insurance authorized for a revolving credit account.
(b) With respect to a revolving credit account secured by an interest in real property, a creditor may contract for, charge, and receive additional fees or charges permitted under Section 342.307 as if the revolving credit account were a secondary mortgage loan under Chapter 342.
Notes and commentary — not statutory text
History
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by Acts 2003, 78th Leg., ch. 887, Sec. 5, eff. Sept. 1, 2003.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/FI/htm/FI.346.htm
- Text hash
- sha256 18b5e031fe51eb9229e496f87214b42206bd6e3652bc26c248d4f06830bd2429
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.