Tex. Ins. Code § 1201.152 · Subchapter D. PREEXISTING CONDITIONS
COVERAGE UNDER SIMPLIFIED APPLICATION FORM.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) Notwithstanding Clause (b) of the provision required by Section 1201.208(a), an individual accident and health insurance policy must cover any loss that occurs after 12 months from a preexisting condition if the insurer uses a simplified application form that does not include a question concerning the applicant's health history or medical treatment history.
(b) This section applies regardless of whether the simplified application form includes a question regarding the applicant's health at the time of application.
(c) This section does not require an insurer to cover a loss from a condition that the policy specifically excludes from coverage.
Notes and commentary — not statutory text
History
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1201.htm
- Text hash
- sha256 c0565af2b96fbaccf1bba586df185fb643dc855154c561eeebb017e550d08d4a
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
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