Tex. Ins. Code § 1202.051 · Subchapter B. INDIVIDUAL HEALTH INSURANCE POLICIES
RENEWABILITY AND CONTINUATION OF INDIVIDUAL HEALTH INSURANCE POLICIES.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) This section applies only to an individual health insurance policy that provides benefits for medical care under a hospital, medical, or surgical policy.
(b) Except as provided by Subsection (c), an insurer shall renew or continue an individual health insurance policy at the option of the individual.
(c) An insurer may decline to renew or continue an individual health insurance policy:
(1) for failure to pay a premium or contribution in accordance with the terms of the policy;
(2) for fraud or intentional misrepresentation;
(3) because the insurer is ceasing to offer coverage in the individual market in accordance with rules adopted by the commissioner;
(4) because an individual no longer resides, lives, or works in an area in which the insurer is authorized to provide coverage, but only if all policies are not renewed or not continued under this subdivision uniformly without regard to any health-status related factor of covered individuals; or
(5) in accordance with federal law, including regulations.
(d) The commissioner shall adopt rules necessary to:
(1) implement this section; and
(2) meet the minimum requirements of federal law, including regulations.
Notes and commentary — not statutory text
History
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1202.htm
- Text hash
- sha256 86adb93593d065f7b058cccaf209ad8b8d8879b8d9e334aa7641b396e7217a19
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
Cited by 3 provisions
Provisions in this library whose text cites Tex. Ins. Code § 1202.051. Each shows the citation as that text prints it.
Insurance Code
- Tex. Ins. Code § 841.002APPLICABILITY OF CHAPTER AND OTHER LAW.Printed as Sections 1202.051, 1204.151, 1204.153, and 1204.154
- Tex. Ins. Code § 1507.003STATE-MANDATED HEALTH BENEFITS.Printed as Sections 1202.051 and 1501.108
- Tex. Ins. Code § 1507.053STATE-MANDATED HEALTH BENEFITS.Printed as Sections 1202.051 and 1501.108
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.