Tex. Ins. Code § 1953.051 · Subchapter B. RATEMAKING
CERTAIN RATING PLANS PROHIBITED.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) A rating plan regarding the writing of automobile insurance, other than insurance written under Chapter 2151, may not:
(1) assign a rate consequence to a charge or conviction for a violation of Subtitle C, Title 7, Transportation Code; or
(2) otherwise cause premiums for automobile insurance to be increased because of a charge or conviction described by Subdivision (1).
(b) A rating plan regarding the writing of personal automobile insurance may not:
(1) assign a rate consequence solely to:
(A) a consumer inquiry, as defined by Section 544.551, made by an applicant or insured; or
(B) a claim filed by an insured under a personal automobile insurance policy that is not paid or payable under the policy; or
(2) otherwise cause premiums for personal automobile insurance to be increased solely because of an inquiry or claim described by Subdivision (1).
Notes and commentary — not statutory text
History
Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.
Amended by:
Acts 2015, 84th Leg., R.S., Ch. 1137 (S.B. 189), Sec. 4, eff. September 1, 2015.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1953.htm
- Text hash
- sha256 a1bf6232f407b022b6d3cc16bbd205ef5def40079c134ef66b6fab8a861970b7
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
This section cites
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Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.