Tex. Ins. Code § 2004.002 · Chapter 2004. RESIDENTIAL PROPERTY INSURANCE IN UNDERSERVED AREAS
DESIGNATION OF UNDERSERVED AREAS.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) The commissioner by rule may designate an area as an underserved area for residential property insurance.
(b) In determining which areas to designate as underserved, the commissioner shall consider:
(1) whether residential property insurance is not reasonably available to a substantial number of owners of insurable property in the area;
(2) whether access to the full range of coverages and policy forms for residential property insurance does not reasonably exist; and
(3) any other relevant factor as determined by the commissioner.
(c) The commissioner shall determine which areas to designate as underserved under this section not less than once every six years.
(d) The commissioner shall conduct a study concerning the accuracy of current designations of underserved areas under this section for the purpose of increasing and improving access to insurance in those areas not less than once every six years.
Notes and commentary — not statutory text
History
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.
Amended by:
Acts 2011, 82nd Leg., R.S., Ch. 1147 (H.B. 1951), Sec. 8.001, eff. September 1, 2011.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.2004.htm
- Text hash
- sha256 790b2bb8ad61c99129f7d19d52154c539554be0cdc42cdc6cf2de0a41a00ddcf
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
Cited by 1 provision
Provisions in this library whose text cites Tex. Ins. Code § 2004.002. Each shows the citation as that text prints it.
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