Tex. Ins. Code § 2210.501 · Subchapter K. LIABILITY LIMITS
MAXIMUM LIABILITY LIMITS.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) The board of directors shall propose the maximum liability limits under a windstorm and hail insurance policy issued by the association under this chapter. The maximum liability limits are considered approved by the commissioner unless the commissioner disapproves or modifies the liability limits by order issued not later than the 30th day after the date of receipt of a filing under Section 2210.503.
(b) Subject to Section 2210.502, the maximum liability limits for coverage on a single insurable property may not be less than:
(1) $350,000 for:
(A) a dwelling, including an individually owned townhouse unit; and
(B) the corporeal movable property located in or about the dwelling and, as an extension of coverage, away from those premises, as provided under the policy;
(2) $2,192,000 for a building, and the corporeal movable property located in the building, if the building is:
(A) owned by, and at least 75 percent of which is occupied by, a governmental entity; or
(B) not owned by, but is wholly and exclusively occupied by, a governmental entity;
(3) $125,000 for individually owned corporeal movable property located in an apartment unit, residential condominium unit, or townhouse unit that is occupied by the owner of that property and, as an extension of coverage, away from those premises, as provided under the policy; and
(4) $1,500,000 for:
(A) a structure other than a dwelling or a public building; and
(B) the corporeal movable property located in that structure and, as an extension of coverage, away from those premises, as provided under the policy.
(c) Maximum liability limits for insurable property not described by Subsection (b) are established by the plan of operation.
Notes and commentary — not statutory text
History
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.
Amended by:
Acts 2019, 86th Leg., R.S., Ch. 307 (H.B. 1902), Sec. 1, eff. September 1, 2019.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.2210.htm
- Text hash
- sha256 7f772d3bcbfd991eccf27bd785afcb8eb1f7f34416e18cc882f471ac4524f524
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Cited by 4 provisions
Provisions in this library whose text cites Tex. Ins. Code § 2210.501. Each shows the citation as that text prints it.
Insurance Code
- Tex. Ins. Code § 2210.502ADJUSTMENTS TO MAXIMUM LIABILITY LIMITS.Printed as Section 2210.501 | Section 2210.501(b) | Section 2210.501(b)(2) | Section 2210.501(b)(4)
- Tex. Ins. Code § 2210.503FILING OF PROPOSED ADJUSTMENTS WITH COMMISSIONER.Printed as Section 2210.501(a)
- Tex. Ins. Code § 2210.504COMMISSIONER ACTION ON PROPOSED ADJUSTMENTS.Printed as Section 2210.501(b) | Sections 2210.501(c), 2210.502(a)
- Tex. Ins. Code § 2210.505REINSURED EXCESS LIMITS.Printed as Sections 2210.501-2210.504
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.