Tex. Ins. Code § 2211.1515 · Subchapter D. COVERAGE PROVIDED TO INSUREDS
MANDATORY PROPERTY OWNERS' ASSOCIATION POLICIES IN CERTAIN AREAS.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) This section applies only to the area designated by the commissioner by rule. In determining the boundaries of the area, the commissioner shall:
(1) to the extent practicable, ensure the area is not more than 10 miles beyond the Texas Windstorm Insurance Association catastrophe area designated under Section 2210.005; and
(2) follow geographical features.
(b) If the commissioner makes the determination described by Section 2211.051(b), the association shall make property owners' association insurance available to each applicant in an underserved area of the area designated under Subsection (a) whose property is insurable in accordance with reasonable underwriting standards but who, after diligent efforts, is unable to obtain property owners' association insurance through the voluntary market, as evidenced by two declinations from insurers authorized to engage in the business of, and writing, property owners' association insurance in this state.
(c) If the area designated under Subsection (a) changes after the association issues a policy under Subsection (b), the policy is valid until renewal regardless of whether the insured property is located in the area designated under Subsection (a) after the change.
Notes and commentary — not statutory text
History
Added by Acts 2023, 88th Leg., R.S., Ch. 44 (H.B. 998), Sec. 4, eff. September 1, 2023.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.2211.htm
- Text hash
- sha256 3af3b0445774c37cf3bf645174dbfd1b334c0f26aceb811135e712ba6daa8f4d
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
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