Tex. Ins. Code § 4055.014 · Subchapter A. GENERAL PROVISIONS
DISCLOSURES REQUIRED BEFORE ISSUANCE OF INSURANCE.
Text — Current through the 89th 2nd Called Legislative Session, 2025
Except as provided by Section 4055.105, insurance coverage may not be issued under this chapter unless:
(1) at each location at which sales of the coverage occur, brochures or other written materials are prominently displayed and readily available to a prospective consumer that:
(A) summarize, clearly and correctly, the material terms of the coverage offered to consumers, including the identity of the insurer;
(B) disclose that the coverage offered by the specialty license holder may duplicate coverage already provided by a consumer's personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy, or another source of coverage;
(C) state that, except as specifically provided by another law of this state or the United States, the purchase by the consumer of the kind of insurance offered is not required to complete the associated consumer transaction;
(D) describe the process for filing a claim for benefits; and
(E) contain any additional information required by the commissioner by rule regarding the price, benefits, exclusions, conditions, or other limitations of the coverage; and
(2) evidence of coverage is provided to each consumer who purchases the coverage.
Notes and commentary — not statutory text
History
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 7, eff. April 1, 2005.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.4055.htm
- Text hash
- sha256 d1531fed8372f2708fd56b1ed5aca55902e4cab923dbbd540a04286bd5e85169
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
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