Tex. Ins. Code § 462.252 · Subchapter F. NONDUPLICATION OF RECOVERY
REDUCTION IN AMOUNT OF COVERED CLAIM FOR OTHER POLICY.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) Except as provided by Subsection (b), an amount payable as a covered claim under this chapter is reduced by the full applicable limits of another insurance policy described by Section 462.251, and the association shall receive a full credit in the amount of the full applicable limits of the other policy.
(b) A covered claim for workers' compensation benefits is subject to reduction only by a third-party liability recovery under Section 417.002, Labor Code.
(c) Subject to Section 462.255, the maximum amount payable by the association is the damages incurred by the claimant, less the association's credit or offset under this section, except that the association's liability may not exceed the lesser of:
(1) $300,000; or
(2) the limits of the insurance policy under which the claim is made.
Notes and commentary — not statutory text
History
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 1, eff. April 1, 2007.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.462.htm
- Text hash
- sha256 3c3c3fe22b73302e48ed318b646c0253c5ed385a2db25aecff3c6ba9566a5dfd
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Insurance Code
Cited by 3 provisions
Provisions in this library whose text cites Tex. Ins. Code § 462.252. Each shows the citation as that text prints it.
Insurance Code
- Tex. Ins. Code § 462.213AMOUNT OF INDIVIDUAL COVERED CLAIM; LIMIT.Printed as Section 462.252
- Tex. Ins. Code § 462.253EFFECT ON INSURED OF REDUCTION IN AMOUNT OF COVERED CLAIM.Printed as Sections 462.251 and 462.252
- Tex. Ins. Code § 462.255CERTAIN CLAIMS SUBJECT TO LIEN OR SUBROGATION; LIMIT ON TOTAL RECOVERY.Printed as Sections 462.252(c) and 462.254(e)
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.