Tex. Ins. Code § 544.401 · Subchapter I. CRIMINAL OFFENSES
OFFENSE: CERTAIN DISCRIMINATION.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) In this section, "person" means a legal entity listed below and engaged in the business of life insurance or an officer or director of one of those entities:
(1) a capital stock insurance company;
(2) a mutual insurance company;
(3) a local mutual aid association;
(4) a statewide mutual assessment company; or
(5) a stipulated premium company.
(b) A person commits an offense if the person recklessly:
(1) offers insurance coverage at a premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin; or
(2) collects an insurance premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin.
(c) An offense under this section is a state jail felony.
Notes and commentary — not statutory text
History
Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.016(a), eff. September 1, 2005.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.544.htm
- Text hash
- sha256 2d0c804e0b3fd4e5796adaa2cd57abdaca612b65b5e826f060e75885a26c49c1
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.