Tex. Ins. Code § 544.653 · Subchapter N. LIVING ORGAN DONORS
PROHIBITIONS.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) An insurer may not, based solely on the status of an individual as a living organ donor:
(1) deny coverage to the individual;
(2) refuse to renew the individual's coverage;
(3) cancel the individual's coverage;
(4) limit the amount, extent, or kind of coverage available to the individual; or
(5) charge the individual or a group to which the individual belongs a rate that is different than the rate charged to other individuals or groups, as applicable, for the same coverage unless the rate differential is based on sound actuarial principles or sound underwriting related to actual or anticipated loss experience for a particular risk.
(b) An insurer may not prevent an insured from donating all or part of an organ as a condition of continuing coverage.
Notes and commentary — not statutory text
History
Added by Acts 2021, 87th Leg., R.S., Ch. 71 (H.B. 317), Sec. 2, eff. September 1, 2021.
Redesignated by Acts 2023, 88th Leg., R.S., Ch. 768 (H.B. 4595), Sec. 24.001(26), eff. September 1, 2023.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.544.htm
- Text hash
- sha256 9e4f19b747aec1b6488dea926203896d64da961e64ca48955e0fce2ba8a4bf8b
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.