Tex. Ins. Code § 551.1055 · Subchapter C. DECLINATION, CANCELLATION, AND NONRENEWAL OF CERTAIN PROPERTY AND CASUALTY POLICIES
CHANGES TO POLICY ON RENEWAL.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) In this section, "material change" means a change to a policy that, with respect to a prior or existing policy:
(1) reduces coverage;
(2) changes conditions of coverage; or
(3) changes the duties of the insured.
(b) Notwithstanding Section 551.103, a change to a policy provision on renewal is not a nonrenewal or cancellation under this subchapter if the insurer provides the insured with written notice in accordance with this section of any material change in each form of the policy offered to the insured on renewal from the form of the policy held immediately before renewal.
(c) Notice provided under Subsection (b) must:
(1) appear in a conspicuous place in the notice of renewal;
(2) clearly indicate each material change to the policy being made on renewal;
(3) be written in plain language; and
(4) be provided to the insured not later than the 30th day before the renewal date.
(d) In addition to the notice to the insured provided under Subsection (b), if an insurer elects to make a material change to a policy form on renewal, not later than the 30th day before the earliest renewal date on which the new policy form is used, the insurer shall provide written notice to each agent of the insurer that clearly indicates each material change being made to the policy form. An insurer may provide the notice to the agents in a single notice given to each agent of the insurer that summarizes substantially similar material changes to more than one policy form.
(e) Notwithstanding this section, for a personal automobile insurance policy, an insurer must comply with Sections 551.105 and 551.106(b).
Notes and commentary — not statutory text
History
Added by Acts 2017, 85th Leg., R.S., Ch. 60 (S.B. 417), Sec. 2, eff. September 1, 2017.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.551.htm
- Text hash
- sha256 7651d2ce76087461abc394a005e81925fe40ca863d06e21c7ff274414504d752
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Insurance Code
- Tex. Ins. Code § 551.103CANCELLATION.Printed as Section 551.103
- Tex. Ins. Code § 551.105NONRENEWAL OF POLICIES; NOTICE REQUIRED.Printed as Sections 551.105 and 551.106(b)
- Tex. Ins. Code § 551.106RENEWAL AND REINSTATEMENT OF PERSONAL AUTOMOBILE INSURANCE POLICIES.Printed as Sections 551.105 and 551.106(b)
Cited by 1 provision
Provisions in this library whose text cites Tex. Ins. Code § 551.1055. Each shows the citation as that text prints it.
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.