Tex. Ins. Code § 887.251 · Subchapter F. CONTENTS OF APPLICATIONS AND INSURANCE CERTIFICATES
GENERAL REQUIREMENTS FOR INSURANCE CERTIFICATE AND APPLICATION FORMS; INCONTESTABILITY.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) An insurance certificate issued by an association must include:
(1) any condition of the certificate, including any portion of the bylaws of the association that affects the insurance rights of the parties in any material way; and
(2) a statement that the certificate is issued subject to:
(A) the association's constitution and bylaws; and
(B) any amendments to the constitution and bylaws approved by the commissioner.
(b) An insurance certificate must provide that a certificate in force for two years becomes incontestable, except for nonpayment of dues or assessments, on the second anniversary of the date of issuance, if the insured does not die before that date.
(c) An insurance certificate issued by an association or an application for the certificate may not contain language or be in a form that misleads the certificate holder or applicant about the kind of insurance provided under the certificate.
Notes and commentary — not statutory text
History
Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.887.htm
- Text hash
- sha256 5a3b15d1a5c1981d5e9475d754d60d639ca1e898aeef7d6f058f2f9047b6022c
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.