Ins. Code, § 675 · Chapter 11. Cancellation and Failure to Renew Certain Property Insurance
Ins. Code, § 675
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) Except as provided in Sections 676.8 and 679.6, this chapter shall apply to policies of insurance, other than automobile insurance and workers’ compensation insurance, on risks located or resident in this state which are issued and take effect or which are renewed after the effective date of this chapter and insuring any of the following contingencies:
(1) Loss of or damage to real property which is used predominantly for residential purposes and which consists of not more than four dwelling units.
(2) Loss of or damage to personal property in which natural persons resident in specifically described real property of the kind described in paragraph (1) have an insurable interest, except personal property used in the conduct of a commercial or industrial enterprise.
(3) Legal liability of a natural person or persons for loss of, damage to, or injury to, persons or property, but not including policies primarily insuring risks arising from the conduct of a commercial or industrial enterprise.
(b) This chapter shall not be construed so as to modify or negate any of the provisions of Chapter 3 (commencing with Section 330) of Part 1 of Division 1, nor to destroy any rights or remedies therein provided.
(c) On and after January 1, 2000, an insurer may not refuse to renew a policy of insurance specified in subdivision (a) solely on the grounds that a claim is pending under the policy. This subdivision is not applicable to claims made under coverage for loss or damage caused by the peril of earthquake as provided in Chapter 8.5 (commencing with Section 10081) or Chapter 8.6 (commencing with Section 10089.5), of Part 1 of Division 2.
Notes and commentary — not statutory text
History
Amended by Stats. 1999, Ch. 313, Sec. 2. Effective January 1, 2000.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=675.
- Text hash
- sha256 3a7725dfe1858944244f778bd65e82b0e1e34e61b7d6723cf32d8495a877d75e
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Insurance Code
- Ins. Code, div. 1, pt. 1, ch. 3Negotiations Before ExecutionPrinted as Chapter 3 (commencing with Section 330) of Part 1 of Division 1
- Ins. Code, § 676.8Printed as Sections 676.8 and 679.6
- Ins. Code, § 679.6Printed as Sections 676.8 and 679.6
- Ins. Code, div. 2, pt. 1FIRE AND MARINE INSURANCEPrinted as Part 1 of Division 2
Cited by 16 provisions
Provisions in this library whose text cites Ins. Code, § 675. Each shows the citation as that text prints it.
Insurance Code
- Ins. Code, § 124.5Printed as Section 675
- Ins. Code, § 510Printed as Section 660 or 675
- Ins. Code, § 674.6Printed as Section 660 or 675 | Section 674.5 or 675
- Ins. Code, § 675.1Printed as Section 675
- Ins. Code, § 675.5Printed as Section 675
- Ins. Code, § 676Printed as Section 675
- Ins. Code, § 676.9Printed as Sections 675 and 675.5
- Ins. Code, § 676.10Printed as Section 675, 675.5, or 676.5
- Ins. Code, § 677.4Printed as Section 675
- Ins. Code, § 678Printed as Section 675
- Ins. Code, § 678.5Printed as Section 675
- Ins. Code, § 679.9Printed as Section 675
- Ins. Code, § 679.74Printed as Section 675
- Ins. Code, § 791.10Printed as Section 675
- Ins. Code, § 1764.1Printed as Section 675
- Ins. Code, § 1858.01Printed as Section 675
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.