Ins. Code, § 675.5 · Chapter 11. Cancellation and Failure to Renew Certain Property Insurance
Ins. Code, § 675.5
Text — As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
(a) In addition to any policy of insurance specified in Section 675, this chapter shall apply to policies of commercial insurance issued or issued for delivery in this state which are issued and take effect or are renewed on or after January 1, 1987.
(b) As used in this section, commercial insurance means commercial multiperil, commercial property, commercial liability, commercial special multiperil, commercial comprehensive multiperil, errors and omissions liability, and professional liability insurance, and any other insurance not included in subdivision (d) which covers any of the following contingencies:
(1) Loss of or damage to real property used or owned by a commercial or industrial enterprise.
(2) Loss of or damage to personal property, except personally owned motor vehicles, used in the conduct of a commercial or industrial enterprise.
(3) Legal liability of any person for loss of, damage to, or injury to persons or property, arising from the conduct of a commercial or industrial enterprise.
(c) As used in this section, the term commercial or industrial enterprise includes a business operated for profit, a professional practice, a nonprofit organization, or a governmental entity.
(d) As used in this section, the term commercial insurance does not include any of the following:
(1) Workers’ compensation insurance.
(2) Insurance provided pursuant to the California FAIR plan or the California automobile assigned risk plan.
(3) Disability insurance.
(4) Automobile insurance covered by Section 660 and property insurance covered by Section 675.
(5) Ocean marine insurance.
(6) Fidelity and surety insurance.
(7) Surplus line insurance, which is nonadmitted insurance as defined in subdivision (m) of Section 1760.1.
(8) Reinsurance.
(9) Any insurance, other than professional liability insurance for malpractice, errors, or omissions, for which premiums are determined on a retrospective rating basis.
(10) Nuclear liability insurance.
(11) Nuclear property insurance.
Notes and commentary — not statutory text
History
Amended by Stats. 2011, Ch. 83, Sec. 4. (AB 315) Effective July 15, 2011. Operative July 21, 2011, by Sec. 34 of Stats. 2011, Ch. 83.
Source of truth
- Edition
- As published in the Legislative Counsel's database, tables dated October 18, 2026 (pubinfo_2025.zip)
- Official file
- https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=675.5.
- Text hash
- sha256 fded39df214ff84713f5ea4231503f5cfb9d2850826f9a1d0f8ab1d67d5ad1fe
- Composed by
- compose_ca.py 2026-10-22: the Legislative Counsel's CAML content files read by a tokenizer (caml_readers.reader_a); an independent xml.etree reading (caml_readers.reader_b) agrees on every section
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Cited by 13 provisions
Provisions in this library whose text cites Ins. Code, § 675.5. Each shows the citation as that text prints it.
Insurance Code
- Ins. Code, § 395Printed as Sections 675.5 and 676.6
- Ins. Code, § 675.55Printed as Section 675.5
- Ins. Code, § 676.2Printed as Section 675.5
- Ins. Code, § 676.5Printed as Section 675.5
- Ins. Code, § 676.9Printed as Sections 675 and 675.5
- Ins. Code, § 676.10Printed as Section 675, 675.5, or 676.5
- Ins. Code, § 677.2Printed as Section 675.5
- Ins. Code, § 678.1Printed as Sections 675.5 and 676.6
- Ins. Code, § 679.7Printed as Sections 675.5 and 676.6
- Ins. Code, § 679.74Printed as Section 675.5
- Ins. Code, § 1857Printed as Section 675.5
- Ins. Code, § 10108.1Printed as Section 675.5
- Ins. Code, § 11580.24Printed as Section 675.5
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.