§ 679.1081, Fla. Stat. · Part I. GENERAL PROVISIONS
Sufficiency of description.
Text — 2026 Florida Statutes
(1) Except as otherwise provided herein and in subsections (3), (4), and (5), a description of personal or real property is sufficient, whether or not it is specific, if it reasonably identifies what is described. A description of real estate in a record filed to perfect a security interest in crops growing or to be grown or goods which are or are to become fixtures shall be sufficient only if the filing or recording of the same constitutes constructive notice under the laws of this state, other than this chapter, which are applicable to the filing or recording of a record of a mortgage, and a mailing or street address alone shall not be sufficient.
(2) Except as otherwise provided in subsection (4), a description of collateral reasonably identifies the collateral if it identifies the collateral by:
(a) Specific listing;
(b) Category;
(c) Except as otherwise provided in subsection (5), a type of collateral defined in the Uniform Commercial Code;
(d) Quantity;
(e) Computational or allocational formula or procedure; or
(f) Except as otherwise provided in subsection (3), any other method, if the identity of the collateral is objectively determinable.
(3) A description of collateral as “all the debtor’s assets” or “all the debtor’s personal property” or using words of similar import does not reasonably identify the collateral for purposes of the security agreement.
(4) Except as otherwise provided in subsection (5), a description of a security entitlement, securities account, or commodity account is sufficient if it describes:
(a) The collateral by those terms or as investment property; or
(b) The underlying financial asset or commodity contract.
(5) A description only by type of collateral defined in this chapter is an insufficient description of:
(a) A commercial tort claim;
(b) In a consumer transaction, consumer goods, a security entitlement, a securities account, or a commodity account;
(c) An account consisting of a right to payment of a monetary obligation for the sale of real property that is the debtor’s homestead under the laws of this state; or
(d) Accounts and other entitlements set forth in ss. 222.13-222.16, 222.18, and 222.201-222.22.
Notes and commentary — not statutory text
History
s. 1, ch. 2001-198; s. 2, ch. 2002-242; s. 1, ch. 2023-266.
Source of truth
- Edition
- 2026 Florida Statutes
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- https://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0679/0679.html
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This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
The Florida Statutes
- § 222.13, Fla. Stat.Life insurance policies; disposition of proceeds.Printed as ss. 222.13-222.16, 222.18, and 222.201-222.22
- § 222.16, Fla. Stat.Wages or reemployment assistance or unemployment compensation payments so paid not subject to administration.Printed as ss. 222.13-222.16, 222.18, and 222.201-222.22
- § 222.18, Fla. Stat.Exempting disability income benefits from legal processes.Printed as ss. 222.13-222.16, 222.18, and 222.201-222.22
- § 222.201, Fla. Stat.Availability of federal bankruptcy exemptions.Printed as ss. 222.13-222.16, 222.18, and 222.201-222.22
Cited by 1 provision
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The Florida Statutes
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