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Fla. Stat. ch. 679 — UNIFORM COMMERCIAL CODE: SECURED TRANSACTIONS · BenchPath

The Florida Statutes

Chapter 679. UNIFORM COMMERCIAL CODE: SECURED TRANSACTIONS

2026 Florida Statutes. Published by The Florida Legislature (Online Sunshine).

Florida
Law Library
The Florida Statutes
Title XXXIX
Chapter 679

Search the text

Words from the text, or a citation such as § 90.803 or Fla. R. Civ. P. 1.510

Part I. GENERAL PROVISIONS

§ 679.1011Short title.
§ 679.1021Definitions and index of definitions.
§ 679.1031Purchase-money security interest; application of payments; burden of establishing.
§ 679.1041Control of deposit account.
§ 679.1051Control of electronic chattel paper.
§ 679.1052Control of electronic money.
§ 679.1053Control of controllable electronic record, controllable account, or controllable payment intangible.
§ 679.1054No requirement to acknowledge or confirm; no duties.
§ 679.1061Control of investment property.
§ 679.1071Control of letter-of-credit right.
§ 679.1081Sufficiency of description.
§ 679.1091Scope.
§ 679.1101Security interests arising under chapter 672 or chapter 680.

Part II. EFFECTIVENESS OF SECURITY AGREEMENT;ATTACHMENT OF SECURITY INTEREST;RIGHTS OF PARTIES TO SECURITY AGREEMENT

§ 679.2011General effectiveness of security agreement.
§ 679.2021Title to collateral immaterial.
§ 679.2031Attachment and enforceability of security interest; proceeds; supporting obligations; formal requisites.
§ 679.2041After-acquired property; future advances.
§ 679.2051Use or disposition of collateral permissible.
§ 679.2061Security interest arising in purchase or delivery of financial asset.
§ 679.2071Rights and duties of secured party having possession or control of collateral.
§ 679.2081

Part III. PERFECTION AND PRIORITY

§ 679.3011Law governing perfection and priority of security interests.
§ 679.3021Law governing perfection and priority of agricultural liens.
§ 679.3031Law governing perfection and priority of security interests in goods covered by a certificate of title.
§ 679.3041Law governing perfection and priority of security interests in deposit accounts.
§ 679.3051Law governing perfection and priority of security interests in investment property.
§ 679.3061Law governing perfection and priority of security interests in letter-of-credit rights.
§ 679.3062Law governing perfection and priority of security interests in chattel paper.

Part IV. RIGHTS OF THIRD PARTIES

§ 679.40111Alienability of debtor’s rights.
§ 679.4021Secured party not obligated on contract of debtor or in tort.
§ 679.4031Agreement not to assert defenses against assignee.
§ 679.4041Rights acquired by assignee; claims and defenses against assignee.
§ 679.4051Modification of assigned contract.
§ 679.4061Discharge of account debtor; notification of assignment; identification and proof of assignment; restrictions on assignment of accounts, chattel paper, payment intangibles, and promissory notes ineffective.
§ 679.4071Restrictions on creation or enforcement of security interest in leasehold interest or in lessor’s residual interest.

Part V. FILING

§ 679.5011Filing office.
§ 679.5021Contents of financing statement; record of mortgage as financing statement; time of filing financing statement.
§ 679.5031Name of debtor and secured party.
§ 679.5041Indication of collateral.
§ 679.5051Filing and compliance with other statutes and treaties for consignments, leases, bailments, and other transactions.
§ 679.5061Effect of errors or omissions.
§ 679.5071Effect of certain events on effectiveness of financing statement.
§ 679.508Effectiveness of financing statement if new debtor becomes bound by security agreement.

Part VI. DEFAULT

§ 679.601Rights after default; judicial enforcement; consignor or buyer of accounts, chattel paper, payment intangibles, or promissory notes.
§ 679.602Waiver and variance of rights and duties.
§ 679.603Agreement on standards concerning rights and duties.
§ 679.604Procedure if security agreement covers real property or fixtures.
§ 679.605Unknown debtor or secondary obligor.
§ 679.606Time of default for agricultural lien.
§ 679.607Collection and enforcement by secured party.
§ 679.608Application of proceeds of collection or enforcement; liability for deficiency and right to surplus.

Part VII. TRANSITION

§ 679.701Effective date.
§ 679.702Saving clause.
§ 679.703Security interest perfected before effective date.
§ 679.704Security interest unperfected before effective date.
§ 679.705Effectiveness of action taken before effective date.
§ 679.706When initial financing statement suffices to continue effectiveness of financing statement.
§ 679.707Amendment or pre-effective date financing statement.
§ 679.708Persons entitled to file initial financing statement or continuation statement.

Part VIII. TRANSITIONAL PROVISIONS FOR2013 AMENDMENTS

§ 679.801Saving clause.
§ 679.802Security interest perfected before effective date.
§ 679.803Security interest unperfected before effective date.
§ 679.804Effectiveness of action taken before effective date.
§ 679.805When initial financing statement suffices to continue effectiveness of financing statement.
§ 679.806Amendment of financing statement filed before July 1, 2013.
§ 679.807Person entitled to file initial financing statement or continuation statement.
§ 679.808Priority.

Part IX. TRANSITIONAL PROVISIONS

§ 679.901Saving clause.
§ 679.902Transitional provisions.

Cited by 35 provisions

Provisions in this library whose text cites Fla. Stat. ch. 679. Each shows the citation as that text prints it.

The Florida Statutes

§ 15.16, Fla. Stat.Reproduction of records; admissibility in evidence; electronic receipt and transmission of records; certification; acknowledgment.Printed as chapter 679; chapters 48, 55, 117, 118, 495, 605, 606, 607, 610, 617, 620, 621, 679, and 713
§ 55.202, Fla. Stat.Judgments, orders, and decrees; lien on personal property.Printed as chapter 679
§ 55.205, Fla. Stat.Effect of judgment lien.Printed as chapter 679
§ 201.22, Fla. Stat.Financing statements under chapter 679 of the Uniform Commercial Code.Printed as chapter 679

← Chapter 678 Chapter 680 →

Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.

Additional duties of secured party having control of collateral.

§ 679.209Duties of secured party if account debtor has been notified of assignment.

§ 679.210Request for accounting; request regarding list of collateral or statement of account.

§ 679.3063

Law governing perfection and priority of security interests in controllable accounts, controllable electronic records, and controllable payment intangibles.

§ 679.3071Location of debtor.

§ 679.3081When security interest or agricultural lien is perfected; continuity of perfection.

§ 679.3091Security interest perfected upon attachment.

§ 679.3101When filing required to perfect security interest or agricultural lien; security interests and agricultural liens to which filing provisions do not apply.

§ 679.3111Perfection of security interests in property subject to certain statutes, regulations, and treaties.

§ 679.3121Perfection of security interests in chattel paper, controllable accounts, controllable electronic records, controllable payment intangibles, deposit accounts, documents, goods covered by documents, instruments, investment property, letter-of-credit rights, and money; perfection by permissive filing; temporary perfection without filing or transfer of possession.

§ 679.3131When possession by or delivery to secured party perfects security interest without filing.

§ 679.3141Perfection by control.

§ 679.3151Secured party’s rights on disposition of collateral and in proceeds.

§ 679.3152Perfection by possession and control of chattel paper.

§ 679.3161Continued perfection of security interest following change in governing law.

§ 679.3171Interests that take priority over or take free of security interest or agricultural lien.

§ 679.3181No interest retained in right to payment that is sold; rights and title of seller of account or chattel paper with respect to creditors and purchasers.

§ 679.319Rights and title of consignee with respect to creditors and purchasers.

§ 679.320Buyer of goods.

§ 679.321Licensee of general intangible and lessee of goods in ordinary course of business.

§ 679.322Priorities among conflicting security interests in and agricultural liens on same collateral.

§ 679.323Future advances.

§ 679.324Priority of purchase-money security interests.

§ 679.325Priority of security interests in transferred collateral.

§ 679.3251Priority of security interest in controllable account, controllable electronic record, and controllable payment intangible.

§ 679.326Priority of security interests created by new debtor.

§ 679.327Priority of security interests in deposit account.

§ 679.328Priority of security interests in investment property.

§ 679.329Priority of security interests in letter-of-credit right.

§ 679.330Priority of purchaser of chattel paper or instrument.

§ 679.331Priority of rights of purchasers of controllable accounts, controllable electronic records, controllable payment intangibles, documents, instruments, and securities under other articles; priority of interests in financial assets and security entitlements and protection against assertion of claim under chapters 669 and 678.

§ 679.332Transfer of money; transfer of funds from deposit account; transfer of electronic money.

§ 679.333Priority of certain liens arising by operation of law.

§ 679.334Priority of security interests in fixtures and crops.

§ 679.335Accessions.

§ 679.336Commingled goods.

§ 679.337Priority of security interests in goods covered by certificate of title.

§ 679.338Priority of security interest or agricultural lien perfected by filed financing statement providing certain incorrect information.

§ 679.339Priority subject to subordination.

§ 679.340Effectiveness of right of recoupment or set-off against deposit account.

§ 679.341Bank’s rights and duties with respect to deposit account.

§ 679.342Bank’s right to refuse to enter into or disclose existence of control agreement.

§ 679.4081

Restrictions on assignment of promissory notes, health-care-insurance receivables, and certain general intangibles ineffective.

§ 679.409Restrictions on assignment of letter-of-credit rights ineffective.

§ 679.509Persons entitled to file a record.

§ 679.510Effectiveness of filed record.

§ 679.511Secured party of record.

§ 679.512Amendment of financing statement.

§ 679.513Termination statement.

§ 679.514Assignment of powers of secured party of record.

§ 679.515Duration and effectiveness of financing statement; effect of lapsed financing statement.

§ 679.516What constitutes filing; effectiveness of filing.

§ 679.517Effect of indexing errors.

§ 679.518Claim concerning inaccurate or wrongfully filed record.

§ 679.519Numbering, maintaining, and indexing records; communicating information provided in records.

§ 679.520Acceptance and refusal to accept record.

§ 679.521Uniform form of written financing statement and amendment.

§ 679.522Maintenance and destruction of records.

§ 679.523Information from filing office; sale or license of records.

§ 679.524Delay by filing office.

§ 679.525Processing fees.

§ 679.526Filing-office rules.

§ 679.527Florida Secured Transaction Registry.

§ 679.609Secured party’s right to take possession after default.

§ 679.610Disposition of collateral after default.

§ 679.611Notification before disposition of collateral.

§ 679.612Timeliness of notification before disposition of collateral.

§ 679.613Contents and form of notification before disposition of collateral; general.

§ 679.614Contents and form of notification before disposition of collateral; consumer-goods transaction.

§ 679.615Application of proceeds of disposition; liability for deficiency and right to surplus.

§ 679.616Explanation of calculation of surplus or deficiency.

§ 679.617Rights of transferee of collateral.

§ 679.618Rights and duties of certain secondary obligors.

§ 679.619Transfer of record or legal title.

§ 679.620Acceptance of collateral in full or partial satisfaction of obligation; compulsory disposition of collateral.

§ 679.621Notification of proposal to accept collateral.

§ 679.622Effect of acceptance of collateral.

§ 679.623Right to redeem collateral.

§ 679.624Waiver.

§ 679.625Remedies for failure to comply with article.

§ 679.626Action in which deficiency or surplus is in issue.

§ 679.627Determination of whether conduct was commercially reasonable.

§ 679.628Nonliability and limitation on liability of secured party; liability of secondary obligor.

§ 679.709

Priority.

§ 212.17, Fla. Stat.

Tax credits or refunds.

Printed as chapter 679

§ 285.20, Fla. Stat.Tribal Secured Transactions Filing Offices.Printed as chapter 679

§ 328.0015, Fla. Stat.Definitions.Printed as chapter 679

§ 669.103, Fla. Stat.Relation to chapter 679 and consumer laws.Printed as chapter 679

§ 669.104, Fla. Stat.Rights in controllable account, controllable electronic record, and controllable payment intangible.Printed as chapter 679

§ 669.105, Fla. Stat.Control of controllable electronic record.Printed as chapter 679

§ 669.701, Fla. Stat.Saving clause.Printed as chapter 679

§ 669.705, Fla. Stat.Priority.Printed as chapter 679

§ 669.706, Fla. Stat.Priority of claims when priority rules of chapter 679 do not apply.Printed as chapter 679

§ 672.401, Fla. Stat.Passing of title; reservation for security; limited application of this section.Printed as chapter 679

§ 672.402, Fla. Stat.Rights of seller’s creditors against sold goods.Printed as chapter 679

§ 672.403, Fla. Stat.Power to transfer; good faith purchase of goods; “entrusting.”Printed as chapter 679

§ 672.503, Fla. Stat.Manner of seller’s tender of delivery.Printed as chapter 679

§ 673.1021, Fla. Stat.Subject matter.Printed as chapter 679; chapters 674 and 679

§ 673.6051, Fla. Stat.Discharge of indorsers and accommodation parties.Printed as chapter 679

§ 674.2101, Fla. Stat.Security interest of collecting bank in items, accompanying documents, and proceeds.Printed as chapter 679

§ 675.114, Fla. Stat.Assignment of proceeds.Printed as chapter 679

§ 675.1181, Fla. Stat.Security interest of issuer or nominated person.Printed as chapter 679

§ 677.106, Fla. Stat.Control of electronic document of title.Printed as chapter 679

§ 678.1051, Fla. Stat.Notice of adverse claim.Printed as chapter 679

§ 678.1061, Fla. Stat.Control.Printed as chapter 679

§ 678.5101, Fla. Stat.Rights of purchaser of security entitlement from entitlement holder.Printed as chapter 679

§ 679.702, Fla. Stat.Saving clause.Printed as chapter 679

§ 679.709, Fla. Stat.Priority.Printed as chapter 679

§ 679.902, Fla. Stat.Transitional provisions.Printed as chapter 679; chapters 669 and 679

§ 680.303, Fla. Stat.Alienability of party’s interest under lease contract or of lessor’s residual interest in goods; delegation of performance; transfer of rights.Printed as chapter 679

§ 689.071, Fla. Stat.Florida Land Trust Act.Printed as chapter 679

§ 714.09, Fla. Stat.Status of receiver as lien creditor.Printed as Chapter 679

§ 717.101, Fla. Stat.Definitions.Printed as chapter 679

§ 721.08, Fla. Stat.Escrow accounts; nondisturbance instruments; alternate security arrangements; transfer of legal title.Printed as chapter 679

§ 932.704, Fla. Stat.Forfeiture proceedings.Printed as chapter 679