Tex. Ins. Code § 4051.101 · Subchapter C. LIMITED PROPERTY AND CASUALTY LICENSE
LICENSE REQUIRED.
Text — Current through the 89th 2nd Called Legislative Session, 2025
(a) Except as provided by Section 4051.052, a person is required to hold a limited property and casualty license if the person acts as an agent who writes:
(1) job protection insurance as defined by Section 962.002;
(2) exclusively, insurance on growing crops under Subchapter F;
(3) any form of insurance authorized under Chapter 911 for a farm mutual insurance company;
(4) exclusively, any form of insurance authorized to be solicited and written in this state that relates to:
(A) the ownership, operation, maintenance, or use of a motor vehicle designed for use on the public highways, including a trailer or semitrailer, and the motor vehicle's accessories or equipment; or
(B) the ownership, occupancy, maintenance, or use of a manufactured home classified as personal property under Section 2.001, Property Code;
(5) a prepaid legal services contract under Article 5.13-1 or Chapter 961;
(6) exclusively, an industrial fire insurance policy:
(A) covering dwellings, household goods, and wearing apparel;
(B) written on a weekly, monthly, or quarterly basis on a continuous premium payment plan; and
(C) written for an insurer exclusively engaged in the business as described by Section 912.310;
(7) credit insurance, except as otherwise provided by Chapter 4055; or
(8) any other kind of insurance, if holding a limited property and casualty license to write that kind of insurance is determined necessary by the commissioner for the protection of the insurance consumers of this state.
(b) Subsection (a)(2) applies to an entity chartered by the federal Farm Credit Administration, as provided by the farm credit system under 12 U.S.C. Section 2001 et seq., as amended.
(c) This section does not apply to a person who wrote for the previous calendar year:
(1) policies authorized by Chapter 911 for a farm mutual insurance company that generated, in the aggregate, less than $50,000 in direct premium;
(2) industrial fire insurance policies that generated, in the aggregate, less than $20,000 in direct premium; or
(3) policies authorized by Chapter 962 for an insurer that generated, in the aggregate, less than $40,000 in direct premium.
Notes and commentary — not statutory text
History
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 7, eff. April 1, 2005.
Amended by:
Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2J.004, eff. April 1, 2009.
Acts 2011, 82nd Leg., R.S., Ch. 1147 (H.B. 1951), Sec. 11.001, eff. September 1, 2011.
Source of truth
- Edition
- Current through the 89th 2nd Called Legislative Session, 2025
- Official file
- https://statutes.capitol.texas.gov/Docs/IN/htm/IN.4051.htm
- Text hash
- sha256 8e5015c3e9d985918cd2cd15fcc7cb82f2589fcbff01492522fca4d55785264d
- Composed by
- compose_tx.py 2026-10-05: the Legislative Council's chapter files read in document order; verify_tx.py's independent reading (lxml DOM walk) agrees character for character
This section cites
Provisions in this library that the text above cites, as it prints each citation. A range cited as “ss. 61.13-61.16” links its first and last provisions.
Insurance Code
- Tex. Ins. Code ch. 911FARM MUTUAL INSURANCE COMPANIESPrinted as Chapter 911
- Tex. Ins. Code § 912.310CERTAIN COMPANIES EXEMPT.Printed as Section 912.310
- Tex. Ins. Code ch. 961NONPROFIT LEGAL SERVICES CORPORATIONSPrinted as Chapter 961
- Tex. Ins. Code ch. 962JOB PROTECTION INSURANCEPrinted as Chapter 962
- Tex. Ins. Code § 962.002JOB PROTECTION INSURANCE DEFINED.Printed as Section 962.002
- Tex. Ins. Code § 4051.052AUTHORITY TO WRITE ADDITIONAL LINES.Printed as Section 4051.052
- Tex. Ins. Code ch. 4055SPECIALTY AGENTSPrinted as Chapter 4055
Cited by 1 provision
Provisions in this library whose text cites Tex. Ins. Code § 4051.101. Each shows the citation as that text prints it.
Procedural information only. Not legal advice and not a substitute for the advice of an attorney. Confirm the current text with the official publisher before relying on it.